Stephen serves homebuyers and homeowners in Pasadena and Greater Los Angeles. His focus is helping clients understand their home-financing options and prepare for the next step, whether purchasing a home or considering a refinance.

He brings more than 18 years of residential real-estate experience to his mortgage work. First licensed in 2003 and a California real-estate broker since 2009, Stephen understands how financing connects with purchase decisions, offers, and closing timelines. His approach emphasizes clear explanations, practical preparation, and attentive follow-through.
Stephen welcomes questions before an application and coordinates with each client’s chosen real-estate agent, with the client’s permission. Whether someone is preparing for a first home, planning another purchase, or reviewing an existing mortgage, he starts with their goals and helps clarify what comes next.

To begin a conversation, call or email Stephen. To start an application, select Apply Online above where you can create an account or returning applicants can log in.